Capitole Finance-Tofinso created this website https://www.lizmer.fr (communication, design and referencing consultation for the site by Objectif Papillon, an experienced digital agency in Toulouse) for the personal information of its users.
The use of the site is subject to compliance with the general conditions of access and use detailed below and with all applicable laws.
INTELLECTUAL PROPERTY RIGHTS, COPYRIGHT AND/OR DESIGN RIGHTS
This site constitutes a work of which Capitole Finance-Tofinso is the author within the meaning of Articles L. 111.1 et seq. of the French Intellectual Property Code.
The photographs, texts, slogans, drawings, images, animated sequences with or without sound, as well as any work integrated into the site, are the property of Capitole Finance-Tofinso or third parties who have authorised Capitole Finance-Tofinso to use them. Reproductions, on paper or computer media, of the said site and the works reproduced on it are authorised provided that they are strictly reserved for personal use excluding any use for advertising and/or commercial and/or information purposes and/or that comply with the provisions of Article L122-5 of the Intellectual Property Code.
With the exception of the above provisions, any reproduction, representation, use or modification, by any process whatsoever and on any medium whatsoever, of all or part of the site, or of all or part of the various works that compose it, without having obtained the prior authorisation of Capitole Finance-Tofinso, is strictly prohibited and constitutes an infringement of copyright.
TRADEMARKS
The names LIZmer and LIZmerPrivate and their respective logos are registered trademarks of Capitole Finance-Tofinso.
Other trademarks are also mentioned. They are used by Capitole Finance-Tofinso with the authorisation of their holder.
The reproduction, imitation, use or affixing of these trademarks without the prior authorisation of Capitole Finance-Tofinso or their respective owners constitutes an infringement of copyright.
COMPANY INFORMATION
The prices displayed are given as an indication; under no circumstances should they be considered contractual.
PERSONAL AND OTHER DATA
As the controller of your personal data, we do everything possible to protect your privacy and ensure the security of your personal data.
Capitole Finance-Tofinso wishes to be transparent about the use of the data you entrust to us and invites you to read its privacy policy and cookie policy in its entirety to ensure full understanding.
By using this site, you acknowledge that you have read and accepted the terms of this privacy policy.
If you do not agree with any of these terms, you are free to stop using this site. We reserve the right to change our privacy policy freely and at any time. Therefore, we invite you to refer to it each time you visit our site in order to be informed of its latest version.
LIMITATION OF LIABILITY
The user uses the site at their own risk.
Under no circumstances may Capitole Finance-Tofinso or the members of its network be held liable for any direct or indirect damage, in particular material damage, loss of data or programmes, or financial damage, resulting from access to or use of this site or any sites linked to it.
The content of the site is presented without any guarantee of any kind whatsoever. The information regarding the products and their features corresponds to a definition at the time when the various pages of the site are put online or updated. They are given for information purposes only and should not be considered to constitute a contractual offer of products or services from Capitole Finance-Tofinso or its network members.
Errors or omissions may occur. Access to the products and services presented on the site may be subject to restrictions. You must therefore ensure that the law of the country from which the connection is established authorises you to access our site.
INFORMATION ON FINANCING
All financing offers made on the https://www.lizmer.fr website are subject to acceptance of the application by Capitole Finance-Tofinso, credit institution n°14648, a French limited liability company with a capital of 32,293,310 euros, whose registered office is located at 2839, La Lauragaise - 31670 LABEGE, RCS Toulouse 433 952 918, registered with ORIAS under no. 08040602.
As offers and scales may be subject to conditions and depend in all cases on the approval of the application by Capitole Finance-Tofinso, information appearing on this site is not contractual and your registration on it does not constitute an offer of financing.
Only your acceptance, by your signature, of a preliminary offer of financing and the provision of the requested supporting documents concerning your identity and your financial situation will enable Capitole Finance-Tofinso to approve or reject your request.
Capitole Finance-Tofinso cannot be held liable under any circumstances if the offers made on the https://www.lizmer.fr website were to change.
GOVERNING LAW
These General Terms and Conditions are subject to French domestic law. The language of the General Terms and Conditions notices is French. In case of dispute, French courts will have sole jurisdiction.
UPDATING GENERAL TERMS & CONDITIONS
Capitole Finance-Tofinso reserves the right to modify and update, at any time, access to the site as well as the General Terms and Conditions. These modifications and updates are binding on the user, who must therefore regularly refer to this section to check the General Terms and Conditions in force.