A credit is binding and must be repaid. Ensure your ability to repay before committing yourself.


We offer you a tailor-made financing solution for your pleasure craft projects: the LIZmer boat LP plan (LIZmer is a specialist in boat leasing). Thanks to this financing method, you benefit from a 50% VAT reduction on instalments under certain conditions and your boat is not included as part of your estate for the purposes of any wealth tax (ISF).

We finance sail boats, motor boats, yachts, monohulls and catamarans under French and English flags for European and Swiss nationals.

We provide you with the assurance of expertise from a specialist in marine financing and the guarantees of Groupe BPCE.

Our team of specialists is at your disposal to study your project with you and provide you with the most suitable solution for your pleasure craft lease-purchase project.

For a boat leasing simulation, please filling out this form.


  • Scalable*: You can lengthen or shorten the duration of your contract from 36 to 180 months.
  • Adaptable*: You can make partial advance payments.
  • Revolving*: You can make partial advance payments.
  • Transferable*: You can transfer your contract to a new lessee.

*Subject to acceptance of your application by Capitole Finance-Tofinso and according to contractual conditions and current rates.


You are looking for a solution for financing your boat. LIZmerPrivate provides a tailored response to your questions and helps you decide. Whether you are thinking about a motor boat, a sailboat or a catamaran, you can rely on LIZmerPrivate’s dual competences:

  • A leasing solution by Capitole Finance-Tofinso,
  • Customized counselling and follow-up by the Private Management Department (Gestion Privée) of Caisse d’Epargne de Midi-Pyrénées.

After establishing a diagnosis which combines your projects and profile as an investor, Private Management Project Managers bring all their legal, fiscal and financial expertise against a constantly evolving economic backdrop. You thus benefit from an assessment of your assets free of charge.

Private Management project managers draw on the specialized structures of the BPCE Group to propose you, in their field of expertise, the tailored response to each specific request.


A loan is binding. Make sure you can repay before committing yourself.

Committed to serving you

Our human-sized organization is comprised of professionals who are experts in marine financing. The team is at your disposal to assist you with your marine leasing project.

A dynamic team, they will closely follow the evolution of the market to better advise and support you throughout the duration of your contract.