A credit is binding and must be repaid. Ensure your ability to repay before committing yourself.


We offer you:

Accidental Death & Total and Irreversible Loss of Autonomy (PTIA) Insurance

The Accidental Death guarantee is applied in the event of accidental death or illness of the insured person occurring after the insurance has been taken out.

The Total and Irreversible Loss of Autonomy (PTIA) guarantee covers total and irreversible incapacity to carry out any gainful work or occupation whatsoever and requiring the assistance of a third party to perform the ordinary acts of everyday life. As with the Accidental Death Insurance, the PTIA insurance enables outstanding capital to be paid off according to the rate agreed when the contract was taken out.

Work incapacity

The Work Incapacity guarantee is applied in the event of incapacity, i.e. the insured person is forced to totally stop his/her professional activity (salaried or not) on medical prescription, following illness or accident and whose state of health prevents the exercise of any occupational activity, provided that at the date when absence from work began, the person was effectively exercising a professionally remunerated activity.

Set your mind at ease - you and those dear to you are covered, leaving you free to enjoy sailing.

CAPITOLE FINANCE – TOFINSO, Société Anonyme with a capital of 32,293,310 euros, whose registered offices are situate 2839 la Lauragaise 31670 LABEGE, registered with the RCS de Toulouse bearing the number 433952918, subsidiary of the CAISSE d’EPARGNE MIDI-PYRENEES, acting as duly authorized representative of AXA Assurances, Insurance Companies governed by the Code of Insurances and subject to control of the Autorité de Contrôle Prudentiel - 61 rue Taitbout 75436 PARIS CEDEX 09 registered as an insurance intermediary bearing the number 08 040 602 on the register held by ORIAS (www.orias.fr).


For your safety and ease-of-mind, we have solutions provided by our various partners.

For more information, do not hesitate to contact us


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Committed to serving you

Our human-sized organization is comprised of professionals who are experts in marine financing. The team is at your disposal to assist you with your marine leasing project.

A dynamic team, they will closely follow the evolution of the market to better advise and support you throughout the duration of your contract.

Your questions about marine leasing

What happens at the end of the yacht lease term?

When you reach the end of your boat leasing contract, you can, if you wish, exercise the option to buy as set out when you signed your contract and thus become the owner of the boat.

Can I lease a second-hand boat?

It is possible to finance a secondhand boat with a leasing if the boat is still subject to VAT.