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FAQ

When you reach the end of your boat leasing contract, you can, if you wish, exercise the option to buy as set out when you signed your contract and thus become the owner of the boat.

In a marine RTO contract it is possible to include various equipment, like, for example, on-board electronics (GPS, VHF radio, radar, etc.), or even safety equipment or comfort features.

Yes, the deposit in the form of a higher initial down-payment is obligatory as part of the Capitole Finance-Tofinso marine RTO contract for financing new or secondhand boats.

No, you must insure your boat with an insurance company of your choice as part of an RTO contract. If you wish, we can put you in contact with our insurance partners.

The duration of the contract may be modified, either longer or shorter, from 3 to 15 years, subject to a review of your file.*

 

Yes, it is possible to sell the boat at any time during the RTO contract.  Several options are open to you.

It is possible to finance a secondhand boat with an RTO if the boat is still subject to VAT.

 

As part of financing a boat by RTO, you are obliged to take out a fully comprehensive insurance policy.

When you subscribe to a boat leasing contract, you are the lessee and the credit company which finances the boat is the owner throughout the duration of the financing.

New or used boat, majestic sailboat or motor boat: discover the models of boats you can finance with an RTO.

Please contact us!

+33 (0)5 62 24 76 06

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Our team

Frédérique DESARNAUTS

Head of Boating Department

Tel : +33 (0)5 62 24 12 18
Mob : +33 (0)7 86 25 22 86
Christine GIUSTINIANI-PECH

Sales representative Mediterranean

Tel : +33 (0)5 62 24 12 08
Mob : +33 (0)6 68 70 51 59
Jean-Marie NAUDIN

Sales representative Atlantic

Tel : +33 (0)5 62 13 15 40
Mob : +33 (0)6 07 08 96 37
Gaëlle LINAS

Sales advisor

Tel : +33 (0)5 62 24 76 06
Mob : +33 (0)6 86 63 30 83
Nathalie MAUREL

Sales representative Mediterranean

Tel : +33 (0)5 62 24 12 40
Mob : +33 (0)7 60 57 93 87
Aurélie GAUZIN

Sales assistant

Tel : +33 (0)5 62 24 12 48
Mob : +33 (0)6 85 96 16 15
capitole finance - tofinso

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2839, La Lauragaise BP 28208
31682 LABEGE CEDEX